Free tools

Free calculators and assessments to help you make clearer decisions about your money. They run in your browser, with no email or sign-up.

Calculators

Run your own numbers: budget splits, paychecks, debt payoff, savings targets, and splitting bills.

Enter your take-home pay and see how much to spend on needs, wants, and savings each month.

Paid every two weeks? See your typical two-paycheck month, your two three-paycheck months, and a steady average to budget against.

Paid every week? See your typical four-paycheck month, your four five-paycheck months, and a steady average to budget against.

Paid twice a month on fixed dates? See your monthly and annual income from 24 paychecks, and how it differs from biweekly pay.

Enter both take-home incomes and your shared bills to compare a 50/50 split with a fair split weighted by income.

Enter a total bill, the number of people, and tax and tip to see exactly what each person owes.

Enter your debts, interest rates, and monthly payments to see the month you’ll be debt-free and how much interest you’ll pay along the way.

Compare avalanche vs. snowball payoff strategies and see how extra monthly payments affect each one differently.

Enter your essential monthly expenses and see how much to keep saved for 3, 6, 9, or 12 months of coverage.

Enter a target amount and target date to calculate exactly how much to save each month to hit your goal on time.

A few quick questions, and a straight answer about where you stand.

Answer 6 quick questions to find out if you have tracked enough spending to confidently build your first budget.

Answer 5 quick questions to find out if your expense is a good fit for a sinking fund, an emergency fund, or your regular monthly budget.

Take our 60-second quiz to uncover your unique money personality and get one actionable tip to reach your goals faster.